($width) AND $width .= 'px';
        $style = " style=\"width: $width\"";
    }
    $value = $value ? $value : date('H:i');
    $s = "<input type=\"time\" name=\"$name\" id=\"$name\" class=\"form-control\" value=\"$value\" $style />";
    return $s;
}

// form_date('start', '2018-07-05') 为空则当前日期
function form_date($name, $value = 0, $width = FALSE)
{
    $style = '';
    if (FALSE !== $width) {
        is_numeric($width) AND $width .= 'px';
        $style = " style=\"width: $width\"";
    }
    $value = $value ? $value : date('Y-m-d');
    $s = "<input type=\"date\" name=\"$name\" id=\"$name\" class=\"form-control\" value=\"$value\" $style />";
    return $s;
}

/**用法
 *
 * echo form_radio_yes_no('radio1', 0);
 * echo form_checkbox('aaa', array('无', '有'), 0);
 *
 * echo form_radio_yes_no('aaa', 0);
 * echo form_radio('aaa', array('无', '有'), 0);
 * echo form_radio('aaa', array('a'=>'aaa', 'b'=>'bbb', 'c'=>'ccc', ), 'b');
 *
 * echo form_select('aaa', array('a'=>'aaa', 'b'=>'bbb', 'c'=>'ccc', ), 'a');
 */


?>�组保留的标签 余下为需要删除的标签
                unset($oldtag[$key]);
            }
        }
    }
    

    if (!empty($oldtag)) {
        $tagids = array();
        foreach ($oldtag as $tagid => $tagname) {
            $tagids[] = $tagid;
        }

        well_oldtag_delete($tagids, $tid);
    }

    $r = well_tag_process($tid, $fid, $create_tag, $tagarr);

    

    return $r;
}

// 删除标签和绑定的主题
function well_oldtag_delete($tagids, $tid)
{
    

    $pagesize = count($tagids);
    $arrlist = well_tag_find_by_tagids($tagids, 1, $pagesize);

    

    $delete_tagids = array(); // 删除
    $tagids = array();
    $n = 0;
    foreach ($arrlist as $val) {
        ++$n;
        
        if (1 == $val['count']) {
            // 只有一个主题
            $delete_tagids[] = $val['tagid'];
            
        } else {
            $tagids[] = $val['tagid'];
        }
        
    }

    

    !empty($delete_tagids) and well_tag_delete($delete_tagids);

    $arlist = well_tag_thread_find_by_tid($tid, 1, $n);
    if ($arlist) {
        $ids = array();
        foreach ($arlist as $val) $ids[] = $val['id'];

        well_tag_thread_delete($ids);
    }

    !empty($tagids) and well_tag_update($tagids, array('count-' => 1));

    
}

// 标签数据处理 $arr=新提交的数组 $tagarr=保留的旧标签
function well_tag_process($tid, $fid, $new_tags = array(), $tagarr = array())
{
    if (empty($tid)) return '';

    

    // 新标签处理入库
    if ($new_tags) {

        

        $threadarr = array();
        $tagids = array();
        $i = 0;
        $size = 5;
        $n = count($tagarr);
        $n = $n > $size ? $size : $size - $n;

        

        foreach ($new_tags as $name) {
            ++$i;
            $name = trim($name);
            $name = stripslashes($name);
            $name = strip_tags($name);
            $name = str_replace(array('&nbsp;', '#', "@", "$", "%", "^", '&', '·', '<', '>', '；', '`', '~', '!', '￥', '……', ';', '?', '？', '-', '—', '_', '=', '+', '.', '{', '}', '|', ':', '：', '、', '/', '。', '[', ']', '【', '】', '‘', '	', '    ', '  ', '   ', '    '), '', $name);
            $name = htmlspecialchars($name, ENT_QUOTES);
            if ($name && $i <= $n) {
                
                // 查询标签
                $read = well_tag_read_name($name);
                
                if ($read) {
                    // 存在 count+1
                    $tagids[] = $read['tagid'];
                    
                } else {
                    // 入库
                    $arr = array('name' => $name, 'count' => 1);
                    
                    $tagid = well_tag_create($arr);
                    FALSE === $tagid and message(-1, lang('create_failed'));
                    $read = array('tagid' => $tagid, 'name' => $name);
                    
                }

                $tag_thread = array('tagid' => $read['tagid'], 'tid' => $tid);

                

                $threadarr[] = $tag_thread;

                

                $tagarr[$read['tagid']] = $read['name'];
            }
        }

        

        !empty($threadarr) and tag_thread_big_insert($threadarr);

        !empty($tagids) and well_tag_update($tagids, array('count+' => 1));
    }

    

    $json = empty($tagarr) ? '' : xn_json_encode($tagarr);

    

    return $json;
}




?>return $r;
}

/**
 * @param int $page 页数
 * @param int $pagesize 每页显示数量
 * @return mixed
 */
function link_find($page = 1, $pagesize = 100)
{
    
    $arr = link__find($cond = array(), array('rank' => -1), $page, $pagesize);
    
    return $arr;
}

/**
 * @param $id
 * @return bool 返回FALSE失败 TRUE成功
 */
function link_delete($id)
{
    if (empty($id)) return FALSE;
    
    $r = link__delete(array('id' => $id));
    link_delete_cache();
    
    return $r;
}

//--------------------------kv + cache--------------------------
/**
 * @return mixed 返回全部友情链接
 */
function link_get($page = 1, $pagesize = 100)
{
    $g_link = website_get('friends_link');
    if (empty($g_link)) {
        $g_link = link_find($page, $pagesize);
        $g_link AND website_set('friends_link', $g_link);
    }
    return $g_link;
}

// delete kv and cache
function link_delete_cache()
{
    website_set('friends_link', '');
    return TRUE;
}




?>   $v = implode(",", $v);
        $temp[] = $v;
    }
    // 去掉重复的字符串,也就是重复的一维数组
    $temp = array_unique($temp);
    // 再将拆开的数组重新组装
    $output = array();
    foreach ($temp as $k => $v) {
        if ($stkeep) $k = $starr[$k];
        if ($ndformat) {
            $temparr = explode(",", $v);
            foreach ($temparr as $ndkey => $ndval) $output[$k][$ndarr[$ndkey]] = $ndval;
        } else $output[$k] = explode(",", $v);
    }
    return $output;
}

// 合并二维数组 如重复 值以第一个数组值为准
function array2_merge($array1, $array2, $key = '')
{
    if (empty($array1) || empty($array2)) return NULL;
    $arr = array();
    foreach ($array1 as $k => $v) {
        isset($v[$key]) ? $arr[$v[$key]] = array_merge($v, $array2[$k]) : $arr[] = array_merge($v, $array2[$k]);
    }
    return $arr;
}

/*
 * 对二维数组排序 两个数组必须有一个相同的键值
 * $array1 需要排序数组
 * $array2 按照该数组key排序
 * */
function array2_sort_key($array1, $array2, $key = '')
{
    if (empty($array1) || empty($array2)) return NULL;
    $arr = array();
    foreach ($array2 as $k => $v) {
        if (isset($v[$key]) && $v[$key] == $array1[$v[$key]][$key]) {
            $arr[$v[$key]] = $array1[$v[$key]];
        } else {
            $arr[] = $v;
        }
    }

    return $arr;
}




?><!DOCTYPE html><html lang="zh-cn"><head><meta http-equiv="Content-Type" content="text/html; charset=utf-8" /><meta http-equiv="X-UA-Compatible" content="IE=Edge,chrome=1" /><meta http-equiv="Cache-Control" content="no-transform" /><meta http-equiv="Cache-Control" content="no-siteapp" /><meta name="viewport" content="width=device-width,minimum-scale=1,maximum-scale=1,initial-scale=1,maximum-scale=1" /><meta name="referrer" content="origin-when-cross-origin"><meta name="applicable-device" content="pc,mobile" /><meta name="MobileOptimized" content="width" /><meta name="HandheldFriendly" content="true" /><meta name="renderer" content="webkit" /><meta name="keywords" content="支付宝" /><meta name="description" content="支付宝" /><title>支付宝-软件玩家 - 软件改变生活！
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<div class="betaflare-com main"><div class="betaflare-com top-bar"><div class="betaflare-com crumbs"><a href="/">首页</a><a href="/web">IT技术</a><span>正文内容</span></div><form method="post" class="search-form" action="/operate/search.html" ><button class="mcico mico-search" type="submit"></button><input type="text" class="search-input" name="keyword" placeholder="关键词" /><input type="hidden" name="range" value="1"></form></div><div class="betaflare-com post-wrap"><div class="betaflare-com post-header"><h1 class="post-title">支付宝</h1><div class="betaflare-com post-meta"><ul class="post-categories"><li><a href="/web">IT技术</a></li></ul><span>更新时间：2023-06-24</span><span><i class="mcico mico-huo"></i>74</span><div class="betaflare-com tag-wrap post-header-tags"></div></div></div><div class="betaflare-com post-content"><blockquote style="padding: 0px; margin: 0;" class="author_bq"><a href="/user/1.html" title="admin"><div class="betaflare-com video_docimg"><img src="/upload/avatar/000/1.png?1696565124"></div><div class="betaflare-com video_docinfo"><div><span>admin</span><span class="professional">管理员组</span></div><p class="video_hospital">文章数量:1516870</p></div></a></blockquote><p><p>
<h2>支付宝</h2>


<p>对马云的团队是相当的佩服&#xff0c;这样的金融玩法都能玩&#xff1f;果然是国人人才辈出&#xff01;&#xff01;</p> 
<p>相互保-通过平台汇聚巨大人流&#xff0c;将这些流量变成巨大的现金池&#xff0c;体现的“藏富于民”&#xff0c;每个细小的源头最终汇聚的大江大洋&#xff0c;来帮助一个人。</p> 
<p>这种创意太好了&#xff0c;我真的非常的惊讶&#xff0c;在没有互联网时代&#xff0c;这种玩法压根没有办法实现&#xff0c;我非常赞许这样的创新&#xff0c;比起无人店的创新要高尚的多了。至少给社会带来的实际的好处。</p> 
<p>那么&#xff0c;作为商人是要追逐利益的&#xff0c;那么这个相互保是怎么玩的呢&#xff1f;</p> 
<p>非常简单&#xff0c;收取交易佣金&#xff0c;这里称之为管理费&#xff0c;10%。呵呵这个还是相当的高&#xff0c;我不知道这个缴税多少&#xff0c;让我想起的十一税的历史典故。</p> 
<p>不知道大家明白没有&#xff0c;只要有人申请赔偿&#xff0c;支付宝就赚一笔&#xff0c;还是大赚一笔。并且支付宝还没有支付一毛钱&#xff0c;通过平台实现聚沙成塔的效果即可&#xff0c;这个基于支付宝目前的技术基本是零成本。</p> 
<p>这简直就是无中生有的妙法&#xff0c;所以我非常佩服&#xff0c;果然大平台的玩法是不同的级别的。</p> 
<p>我们在此还是要感谢支付宝的创新。</p> 
<p>最好表达一下心中的疑问&#xff1a;</p> 
<p>1、参与支付宝的相互保的对象&#xff0c;必然是资金保有量小的个体&#xff0c;收取10%的管理费是否过高&#xff0c;基于社会保障和稳定社会的公益性质的平台是否要从大局考虑。</p> 
<p>2、如果和审核申请赔付的案件&#xff0c;如果出现骗保情况如何监督&#xff0c;毕竟平台收取交易费&#xff0c;所以赔付越多赚取越多&#xff0c;是否可能导致对骗保事件追查不利&#xff0c;毕竟骗保不会损害平台的利润。</p> 
<p>以上两点是个人的多虑&#xff0c;也欢迎大家跟帖讨论&#xff01;</p><p class="tag">
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